Launching Dr. Health Care’s Army

The debate on “health care” has been raging for years, yet to this day politicians have been unable to enact a far-reaching health care program.

The debate on “health care” has been raging for years, yet to this day politicians have been unable to enact a far-reaching health care program. For this I say “thank God”! There really are two directions we can go with fixing health care, one being a government run program commonly called “Universal Health Care” and the other being to embrace a “free enterprise” or “market driven” approach to health care.

Something missing in the debate is the voice of “common sense” which would tell us that since NO Government run program has ever worked properly in all my years on this earth we should not expect one to work now. Also in my life here on earth I have lived and worked in a market driven health care environment and it worked just fine.

Unfortunately the debate as we witness it through the news media has been one-sided telling us “we need a government solution” to health care, and as we move forward we will explore why this is. But if we don’t strengthen the voice for a free enterprise/market driven health care system we face the prospect of losing more than a workable health care system. We face losing the freedoms granted us in our constitution in all areas of life and this is fact, not a scare tactic. Since no one else seems willing to step forward to lead the effort for a workable health care system we are creating “Dr. Health Care’s Army”. BECOME INVOLVED!

The alternative scares the devil out of me and we are seeing it unfold before our very eyes. This so called “economic bailout” before Congress now includes a provision to create universal health care NOW without the benefit of debate. Politicians seem to have decided they cannot pass a standalone comprehensive health care program and are willing to force it down our throats incrementally. Let me give you an example of the nonsense in the bill being jammed down our throats.

The government will establish yet another bureaucracy for the purpose of “means testing” when a senior citizens needs medical service. The doctor must examine the patient and submit his findings to the new board for approval. If the government determines the cost of treatment is too much to justify the expenditures on a citizen too old to be productive, the payment for service will be denied.

In fact Tom Daschle, one of the architects of this abomination, has stated publicly (and here I will paraphrase) “when a person gets old they should expect to die because everyone does sooner or later and just accept it”. The time for action is NOW and it is in our collective interest to work together. I know of no other way than to create a forum such as “Dr. Health Care’s Army” that keeps everyone involved.

Through “Dr. Health Care’s Army” everyone who cares about this country’s future can become involved by joining free of charge via email. We will also regularly release articles designed to help everyone understand what health care really is and information will be concise, broad in scope and easy to read. This information will go to members and as a general release through the Internet.
When action is necessary to help our cause everyone will be notified and asked to do their part because collectively we can SUCCEED. We are prepared to take this as far as our resources and energy take us and to this end everyone who can afford to help financially will be given the opportunity.

Please understand that financial participation is not a requirement to join. This effort is not a “business” per se, it is a passion driven by a desire to do the right thing for my children, grandchildren and however corny it sounds this greatest of countries we live in here on earth.

If we need to broaden our organization, or need to become a Political Action Committee, or a non-profit, we will do it provided the resources are available. Further, I intend to be an advocate for “doctors” and for “small businesses”. These two groups are at a distinct disadvantage because of government incompetence and arrogance never seen in my lifetime.

First, doctors are faced with the prospect of becoming an “employee” of the government and this will definitely deter any competent person from even considering becoming a doctor in the future. For small businesses the financial burden of providing health care insurance for their employees is more than most of them can afford and be successful. We need to help them out!!

Fritz Scheffel has over 40 years experience working in the heatlh care industry and is author of “Health Care: It Can Be Fixed” – for more information, go to The Health Care Fix

Health Care Belongs At Home – Not In The Halls of Congress!

It’s amazing to me how so many Americans have allowed themselves to be duped by politicians who claim they can provide health care for them. Do Americans not understand that their health is their individual responsibility? Do Americans understand so little about good health that they think it can be provided by a politician, or a health insurance company, or a doctor, or worse from taking a pill?

A politician with promises is only buying your vote. It gets worse, politicians want us to believe they understand the problems and are compassionate and knowledgeable enough about health care and only they can make it work. Even a health insurance company does not care about your health, it’s a business. A doctor is a valuable component of health care helping people stay healthy, but they have their hands tied behind their back when it comes to practicing medicine as it should be because of insurance companies and lawyers.

The recent Obama Stimulus Package that passed through Congress is nothing more than an “obamanation” to health care. It contains a provision to create still another government agency that will tell our doctors how to treat us when we are ill. I do not know about you but I will not trust a bureaucrat to made decisions about my health. If this isn’t bad enough the new laws goes further by encouraging the rationing of health care services based on the societal potential of productivity for individuals.

One of the creators of this ignorant program is on record as saying (and here I will paraphrase) “old people should realize their life is about over anyway and accept reality, die”. Somewhere we have lost our moral compass to allow this to happen. Nothing is more beneficial to good health than a good home life where the family laughs, enjoys each other, exercises regularly, and eats properly. We can fix health care in this country if we take responsibility for our own health, un-elect politicians who make promises they cannot keep, and demand only catastrophic insurance coverage from health insurance companies.

My response to the posed statement: My approach to fixing health care in this country, and around the world, is for everyone to accept personal responsibility for living a healthier life style, and electing “statesmen” instead of politicians to public office. In addition, insurance companies will provide the programs we demand at prices that are entirely affordable if we let our wished be known to them.

Health Care is not “rocket science” it is COMMON SENSE. Fritz Scheffel is leading a movement to fix the health care system and is the writer and author of “Health Care: It Can Be Fixed”. This book is a great first step to understand what health care really is and how we can work together toward an affordable and workable health care environment.

Let me know what you think about this statement and my response.

Within this blog and others I will be taking part in I want to hear from YOU any questions you may have about health care. In my life time I have seen both “universal” and “free-enterprise” health care systems and am anxious to participate in the debate because I am absolutely convinced embracing “free-enterprise” health care is the only way we can have a viable and affordable health care system.

A debate on health care needs to happen. Citizens of this country, and the world, need to know what health care really is and not just what they hope it will be. To facilitate the debate we are launching a campaign utilizing the internet and the vast resources now available. We can only do this through “education” and “participation”. If you agree with us you can participate by helping to finance the effort as we can only go as far as our resources will let us. Our plans are many fold;

1) we will be an advocate for health care programs based on “free-enterprise” principles and totally devoid of ANY government intervention,

2) we will be an advocate for a doctor friendly health care system,

3) we will be an advocate for businesses, both large and small, to be freed from health care responsibilities,

4) we will attempt to establish learning centers for politicians, and future politicians, to learn how to save our tax dollars instead of seeing how many of our tax dollars they can spend,

5) for those weak citizens with their hands held out and expecting government to provide for them, we will work for YOU because we know you will have better care with our approach than any government run program could ever provide, and

6) we will continue to expand our efforts as long as we have the resources and the energy.

Teo Graca is an author an helps other authors build a strong web presence on the Internet. Go to for more information.

Places To Receive A Health Insurance Quote

Health insurance can be intimidating to tackle as far as looking into. But as long as you know where to start, a health insurance quote can actually be easy to acquire. Whether you want to pursue it online or over the phone, there are some general things to keep in mind when going after this information.

When you decide to pursue a quote online, you have a wide variety of companies to choose from, as well as custom plan options. These run fairly competitive because they all know of each other’s online presence. They are widespread across the nation and this actually helps them to to be able to offer greater discounts on increased coverage.

Whether you are married, single or a student also plays into the rates you are going to pay. Single people pay less, and oftentimes need much less coverage. Usually, if you’re going to get an individual health plan, it’s only going to pay for major medical coverage. When you’re healthy, you don’t need so many doctor visits per year.

Going to school at any age can be a benefit since students get great discounts as well. Getting an education also means working with a small budget, and thankfully, the insurance companies are aware of this. Sometimes the school you are attending will offer a health plan also to choose from, giving you yet another financially smart option in the face of so many plan increases.

Alongside the big name insurance companies, there are also discount brokers who offer plans at a discounted rate simply because they are independent brokers. They work with several companies at once, and when you let them know what your budget is and what your must-have needs are, then they will find plan within that range and go from there. There are also discount plans, which are not actual insurance, but can give you a special rate no matter what procedure you are having done.

These are very nice because you are not required to be accepted; you just buy into the plan. You can choose your doctor, you can choose your timing, and it’s completely up to you as to what you have done. There is also no choice of being denied coverage due to previous existing conditions or whatever other criteria the company might be dealing with.

If you’re self-employed, you can still get insurance, it just works on a slightly different way. Basically, it’s an individual plan and you can write if off from your business. So you are providing yourself health insurance, receiving a tax break for it, and you combine the benefits of coverage with the benefit of running a business from your home.

Technology is helping us in many ways every day, and getting a health insurance quote is easier because of it. By being able to get one online or call someone in person, or even talk to a discount broker about this, you’re going to be able to acquire this information easily. In case of a medical emergency, it will give you peace of mind to know that no matter what happens, you and your family will be taken care of.

Find complete details and information on how you can benefit with health insurance self employed persons need today! When you are looking for the best protection get a health insurance quote quickly and easily!

Shopping Around For A Health Insurance Quote By Using The Internet

A health insurance quote online can save you money and is easy to do. Without leaving your home, you can shop around for the best rates and learn more on the subject that can benefit you. The trouble with insurance is that it is a difficult subject for many to comprehend because of the legal terms and terminology used throughout contracts and policies.

Using your online resource is the best thing that you can do for yourself, even if in the end you choose to purchase said in insurance through a live agent. The fact is that you will be more knowledgeable, have pertinent questions that he or she can answer, and will probably end up with the best policy.

Of course, you can also get quotations in other ways, like through a live agent or by calling different insurers. Once in a while, you may get some figures, but also an appointment from a visiting agent.

Nothing is quicker and easier than using the Internet with regards to health insurance. For instance, from the comfort of your own home, all you have to do is turn on your computer, log on to the Internet, and find a website that deals with this type of insurance. Then, you need to fill in your application. The quotation will reach you either by e-mail or on the screen, automatically. You should know however, that the more vague your information you provide, the less precise the quotation will be. Certainly, if you can see that this can get quite tedious after several tries. But, your effort is worth its weight in gold as you will end up with a good quality policy that comes with good rates.

In order to do this a little quicker, you can find websites that are dedicated to the subject and do most of the comparative shopping for you. All you are required to do is complete the application and then you will end up with a variety of rates. Certainly, you benefit from saving time like this.

Of course, the choice is yours. The choice is also yours regarding how much effort you want to put into your research. Perhaps you are happy with the rates you are paying already and the coverage that you have been granted or have chosen. On the other hand, each time you get your bill, you may be quite discouraged and frustrated with your rates. If that’s the case, then it is recommended that you do a little more shopping around.

The important thing is that you have the right coverage, protecting yourself and your family so that everyone gets the care they need with regards to their health. No one should have to face bankruptcy because of any health problems that have arisen.

Furthermore, no one should be denied any treatments because their health insurance simply doesn’t cover them. Even if it means a few dollars more, it’s crucial that you have the best coverage that you can possibly offer your loved ones. But, very often it doesn’t have to translate into higher costs. By getting your health insurance quotes online, you might benefit from huge savings.

Get the inside scoop on how to obtain a health insurance quote via the world wide web now in our complete health insurance self employed overview.

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How To Acquire A Health Insurance Quote

No one knows when they will get into a car accident or face a sudden illness such as cancer. With all the uncertainty in life, it is important you have your finances in order to pay for medical care in case of an emergency. That is why you need health insurance coverage. You can find the best policy today by getting a health insurance quote.

You can purchase insurance coverage from thousands of companies around the world. Each policy has its own rules and requirements so it can be a little confusing when you are choosing one. To begin, request a quote from three or four companies that you are most interested in.

When you request an official quote, the insurance company will send you some paperwork to fill out. You should always answer questions honestly because the insurance carrier will probably send out a nurse to verify your information. You will need to write down if you use nicotine or if you consume alcohol. You will also be asked to list any prescriptions you take on a regular basis.

The insurance company will want to know if you have any chronic medical conditions as part of your history. They will definitely verify that you are telling the truth so make sure you answer questions honestly. You might be presented with pre-existing condition clauses on new policies if you are not moving from group to group insurance coverage so be aware of that.

After you get the quotes from several companies, you can start comparing their services and coverage plans. You will find a wide variety of comparisons depending on whether you will be part of a corporate policy or an individual policy. You should make sure that the insurance policy will be accepted by health care providers in your area before you sign up.

You should also ask the insurance company for any additional policy options that could be added. Some companies provide bundled insurance packages where you can purchase dental insurance, life insurance, and even vision insurance all at once. While you are getting health coverage, check into these other areas.

As you look through the quotes, read all the information you are given and don’t hesitate to ask questions. Find out how often the company changes their rates and make sure your original price is going to remain in place for awhile. Ask about how payments are broken up and whether you can make monthly payments or even quarterly payments.

One of the important things you need to look at is the way a policy actually operates. Look for key numbers such as co-pays and deductibles. If you have small children or require frequent doctor’s visits, the co-pay is more important and you should choose a policy with a low co-pay. On the other hand, if you are in good health and mainly need coverage in case of accidents, a higher deductible will give you a more affordable policy.

If you are sick often and require a lot of medical care, consider a policy with low deductibles and a lower out of pocket maximum. Even if you have to pay a little more on a monthly basis, it could save you money over time. Take some time to get a health insurance quote from a few companies and then you can determine which policy will be best for your needs.

Not entirely sure how to choose a health insurance quote ? Get the exclusive low down now in our comprehensive health insurance self employed overview.

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