Getting Your Adult Children Off Your Health Care Plan

One of the first changes of health care reform (The Patient Protection and Affordable Care Act) effects people under the age of 26. Previously, once a person turned 19 and was no longer a full time student, he could not be covered under his parents’ health care plan. What this meant is that people in their 20’s often went uninsured. However, effective September 23, 2010 a person can remain on their parents’ health insurance plan until the age of 26. That is certainly better than being uninsured, but it is the most affordable option for parents? Probably not. self employed health insurance. Here is the case for getting young adults their own health insurance plan:
1) Young people are generally healthier and do not go to the doctor as often as their parents. This means that a young person’s health insurance rates are lower and the type of health coverage they require is much less than their parents. Yet, under their parents’ health plan, they are charged for the coverage needs of their parents. Sometimes the cost of remaining on a parent’s health plan is as much as double the cost of purchasing a health care plan of their own, for services they will never need. For example, a young man will never need maternity coverage. This all can amount to quite a savings and a parent would be wise to consider paying the cost of an individual health insurance plan for their child. Tonik is a health insurance carrier offering affordable plans for young adults, Click here for a quote.
2) Accidents happen. Young people might be healthier, but they are more accident prone. Broken legs, shattered knee caps, concussions, the list goes on. Young adults involved in dangerous sports or hobbies, or who perform odd, labor intensive and physical jobs can sometimes cause an increase in claims on their parent’s health plan. This affects already inflated rates. Read our blog about casts.
3) The unknown job market. Traditionally, young adults remain on their parents’ health care plans until they get a job, at which point health benefits will be provided through their employer. But, the economic strive of the last 4 years has changed the job market, possibly forever. Who knows when a child will enter the work force, and what the character of his employment will be. He may be an independent contractor or temporary employee and never receive insurance under a traditional employer sponsored health plan. Having his own health insurance plan protects him from being uninsured. Read our blog about independent contractors.
4) Rate increases as a result of reform. The effects of health care reform on health insurance rates are unknown and cannot be fully measured before 2014, when reform is completely enacted, however, it is the consensus of many in the insurance industry that rates will increase considerably. Those that have an existing health plan may be grandfathered in and not be affected by health care reform rates. Avoid being one of the masses looking for insurance in 2014, get it now. Click here for an affordable rate..

For additional tips on selecting a united health insurance, visit http://www.eIndividualhealth.com, a full-service insurance agency that offers Health Insurance Providers Advice
to individuals, families, young adults, and small businesses. eIndividualhealth is the sister company of Filice Insurance, one of the largest employee benefits and insurance consulting firms in Northern California, serving large and mid-size business consumers.

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Video marketing has been around for a lot longer than most health clubs realized. This form of health club marketing has been done through sales videos and presentations for many years. It is just now beginning to be popular though, because of YouTube and other social media that allows you to upload videos on the internet. Video marketing is excellent for many reasons. A couple of those reasons are for example, the fact that you can put the presentation together by yourself gives you the opportunity to personalized every detail on your video making it more appealing to the viewers. Thousands of health club members from around the world can watch your video. Videos are easy to share through internet via video sharing social media sites and health club members can also email it to one another or download it from the internet if they want to keep it on their files. Video marketing is definitely a great tool to establish your brand in the marketplace.

“Article video marketing” is simply putting together an article about the health and fitness industry or some aspect of health club and then transforming it into video. Article videos help you entertain the health club members opposed to just tapping into the audio portion where the health club members are just listening, now they are more entertained through customized animation you have in your video. This is an excellent way to get across some educational information to the health club members and it is also a way to improve your brand and become known as the “go to” health club within your community for health education and health club information.
Article videos are normally 2-5 minutes long and you can upload it on your own website. You can have a new health club article video up every week discussing a different aspect of the health club industry itself or just about anything that you can think of that the health club members want to know about health club. Make a little one to three-minute health club article video just to keep entertaining the health club member and also to keep them coming back to your site. This is something we do at MMC®; we put together a lot of videos and then we create interest so people want to come back to our website (www.healthclubconsultant.com) and we can continue giving them invaluable information.
For more free tips on increasing traffic at your health club, growing your health club membership base and advancing your health and fitness career visit us today @ www.healthclubconsultant.com or call 904-448-5727.

MMC® is a marketing company that specializes in health club marketing, increasing traffic at your health club, growing your health club membership base and advance your health and fitness career. Mail us: 4600 Touchton Road Building 100, Suite 150, Jacksonville, FL, 32246. Contact us: 904-448-5727

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